Frequently Asked Questions
Find answers to common questions about Flash to Loan and our flash lending services.
General Questions
What is Flash to Loan?
Flash to Loan is a non-collateral flash lending platform that allows you to borrow USDT without locking up your crypto assets. We offer loans from $1,000 to $1,000,000 with competitive interest rates and flexible repayment terms.
How does non-collateral lending work?
Our non-collateral lending model allows you to access funds without locking up your crypto assets. This keeps your crypto liquid and able to appreciate in value while you get the funds you need.
Who can apply for a loan?
Anyone can apply for a loan on Flash to Loan. We don't require KYC verification, so you only need to create an account with a username and password to get started. However, you must be at least 18 years old.
Loan Application
How do I apply for a loan?
Simply create an account, fill out the loan application form with your desired loan amount and repayment duration, and submit it for review. Our team will review your application within 24-48 hours.
What loan amounts are available?
We offer loans ranging from $1,000 to $1,000,000. The loan amount you qualify for depends on various factors including your application details and our risk assessment.
How long does approval take?
Most applications are reviewed and approved within 24-48 hours. Once approved and the processing fee is paid, your USDT loan is disbursed immediately to your wallet.
Interest Rates & Fees
What are the interest rates?
Interest rates range from 6% to 12% APR depending on your loan amount:
• $1K-$10K: 12% APR
• $10K-$50K: 10% APR
• $50K-$250K: 8% APR
• $250K-$1M: 6% APR
• $1K-$10K: 12% APR
• $10K-$50K: 10% APR
• $50K-$250K: 8% APR
• $250K-$1M: 6% APR
What are the processing fees?
Processing fees are based on your loan tier:
• $1K-$50K: 7% processing fee
• $50K-$1M: 3% processing fee
The processing fee must be paid in ETH before your loan is disbursed.
• $1K-$50K: 7% processing fee
• $50K-$1M: 3% processing fee
The processing fee must be paid in ETH before your loan is disbursed.
Are there any hidden fees?
No, we believe in complete transparency. The only fees you pay are the processing fee (one-time) and the interest on your loan. There are no hidden charges or surprise fees.
Cryptocurrencies
What cryptocurrencies do you accept?
We accept ETH (Ethereum) for processing fees and disburse loans in USDT (Tether). We support multiple networks including TRC-20, ERC-20, and BEP-20 for USDT transfers.
Can I receive my loan in other cryptocurrencies?
Currently, we only disburse loans in USDT. However, you can easily convert USDT to other cryptocurrencies on any major exchange after receiving your loan.
Repayment
What are the repayment terms?
We offer flexible repayment terms of 3, 6, 12, or 24 months. You can choose the duration that best fits your budget and pay in monthly installments.
How do I make repayments?
Repayments can be made through your dashboard using cryptocurrency. You'll receive reminders before each payment is due, and you can view your repayment schedule at any time.
What happens if I miss a payment?
We understand that circumstances can change. If you miss a payment, please contact our support team immediately. Late payments may incur additional fees, and repeated missed payments could affect your ability to borrow in the future.
Can I pay off my loan early?
Yes! You can pay off your loan early at any time without any prepayment penalties. This can help you save on interest charges.
Security & Privacy
Is KYC required?
No, we don't require KYC (Know Your Customer) verification. Your privacy is important to us. You only need to create an account with a username and password to get started.
How secure is my data?
We use bank-grade security measures including 256-bit SSL encryption, multi-layer protection, DDoS protection, and advanced firewalls to keep your data safe. Your information is encrypted and stored securely.
Do you share my information with third parties?
No, we do not sell or share your personal information with third parties. Your data is used solely for providing our lending services and is kept strictly confidential.
Support
How can I contact support?
You can contact our support team through the Contact Us page, or reach out via email. We typically respond within 24 hours during business days.
What if my question isn't answered here?
If you can't find the answer to your question, please visit our Help Center or contact our support team. We're here to help!
Still Have Questions?
Our support team is here to help. Contact us or visit our Help Center for more information.